Unlock the Value ofYour BitcoinWithout Selling
Get instant cash loans using your Bitcoin as collateral. No credit checks, competitive rates, and you maintain ownership of your crypto assets.
Secure Storage
Multi-sig protected collateral
Low Interest
Starting from just 5.9% APR
Fast Approval
Receive funds in minutes
Loan Calculator
Bitcoin Price
$0
0.0%Total Value Locked
$143,550,000
Total Collateralized BTC
1,145 BTC
Active Loans
2,467
Average Loan Size
$58,200
Why Choose SatoshiCredit?
We provide the most secure and flexible way to get liquidity from your Bitcoin without selling.
Non-Custodial
Your Bitcoin is held in a secure multi-signature wallet. You always maintain partial control of your funds.
Instant Approval
No credit checks required. Get approved and funded in minutes, not days.
Competitive Rates
Our rates start from just 5.9% APR, much lower than traditional bank loans or credit cards.
Liquidation Protection
Advanced alerts and automated top-up options to protect your collateral from market volatility.
Flexible LTV Ratios
Choose your preferred loan-to-value ratio between 30% and 70% based on your risk preference.
Flexible Repayment
Make interest-only payments or repay your loan early without any penalties.
How to Borrow Cryptocurrency
We make it easy to get and manage your crypto loan.
Calculate your crypto loan
Calculate your crypto backed loan using different collateral and LTV options, then specify your payout address where you want to receive funds. Confirm it by phone or email.
Get crypto loan within minutes
After confirmation, receive your loan amount in your preferred currency quickly and securely.
Start spending
Use your loan funds immediately for any purpose while your crypto continues to work for you.
Get back your collateral
Repay your loan at any time and receive your crypto collateral back instantly.
Key Loan Terms
Clear and transparent terms for your Bitcoin-backed loan
Frequently Asked Questions
Everything you need to know about Bitcoin-backed loans
Your Bitcoin is stored in a secure multi-signature wallet that requires multiple keys to access the funds. We use industry-leading security practices, cold storage, and regular security audits to ensure the highest level of protection for your collateral.
If the Bitcoin price drops significantly, reducing your collateral value below the required threshold (typically 120-130% of the loan value), you will receive margin calls. You can either add more collateral or repay part of the loan to maintain the required collateral ratio. If the threshold reaches the liquidation level and no action is taken, a portion of the collateral may be automatically sold to maintain the loan-to-value ratio.
We currently offer loans in USD, EUR, GBP, and stablecoins such as USDC, USDT, and DAI. Other currencies may be available upon request.
No, we do not charge any prepayment penalties. You can repay your loan partially or fully at any time without additional fees.
Our minimum loan amount is $5,000 USD (or equivalent). The maximum loan amount depends on your collateral value and our current liquidity, but we can accommodate loans of several million dollars for qualified borrowers.
The application process is completely digital and can be completed in minutes. Once your Bitcoin collateral is confirmed on the blockchain (typically within 1-3 confirmations), your loan funds will be released immediately.